FEMA Flood Elevation Information

Flood Elevation Certificates

If you are paying high costs for flood insurance, call us today for a free quote for performing the necessary onsite survey elements and the  filling out a FEMA Flood Elevation Certificate. 

FEMA Flood Elevation Certificates, in detail...

The Federal Emergency Management Agency (FEMA) has defined areas throughout the United States that are prone to flooding. These areas are usually defined around ponds, lakes, rivers and coastlines. Most of these areas have a base flood elevation assigned to them. The elevation assigned is the elevation at which flood waters may reach for a given area. FEMA Flood Insurance Rate Maps (FIRMs) show base flood elevation lines and areas atop aerial photography so structures can easily be seen. To see if a structure falls within a flood zone, visit the FEMA Map Service Center here: https://msc.fema.gov/portal

Base flood elevation lines shown on FIRMs may not be correct in every area. This is why FEMA allows for Flood Elevation Certificates to be filed to determine the actual elevation of a specific structure. Please contact us today for a FREE Flood Elevation Certificate Quote.  

Letters of Map Amendments (L.O.M.A.s)

If we can determine based on an elevation certificate that the structure or property is out of a Special Flood Hazard Area (SFHA) then we can submit a LOMA to have the structure or property removed from the flood zone.

Flood Elevation FAQs

Why do I need Flood Insurance?

Flood Insurance allows homeowners whose dwelling or accessory structures fall within a flood zone to be covered if damages occur from flood related events.

 Is it possible to reduce the amount I pay for Flood Insurance?

Yes, depending on the elevation of your structure, you may be able to reduce or eliminate the cost for flood insurance.

How can I determine if my house is out of a flood zone?

The first thing to do is to visit FEMAs Map Service Center website:  https://msc.fema.gov/portal. You can enter your home address and the map will zoom into your area. If it shows as your structure within a flood zone, then the next thing to do is have a Flood Elevation Certificate filled out. This requires an onsite survey performed by a licensed land surveyor to determine elevations on several features of your structure.